Looking for a DSCR or Hard Money Loan?

• 1 year interest only

• Up to 90% LTC

• Up to 100% rehab cost

• Max 75% ARLTV. No experience required

• Minimum credit: 600.Minimum

• loan amount: $100K

• Ideal for long-term financing of rent-ready properties (single-family up to 4 units)

• Includes options for long-term and short-term rentals

• LTV up to 80% on purchases or rate and term refinances

• LTV up to 75% on cash-out refinances

• Minimum credit score: 660 (can go lower with limitations)

• Minimum DSCR: 1.0

• Minimum property value: $150K

• Finance your new construction and build-to-rent projects.

• Up to 85% LTC and 70% LTARV.

• 1-4 unit properties.

• Minimum credit score: 660

• Minimum loan amount: $150K

Loan Types: 

• Property types: 5-8 unit multifamily. 

• Rental type: Long term rental or short-term rental**restrictions may apply** 

Loan Terms: 

• Max LTV: up to 75% on purchases and rate and term refinances; 70% on cash-out refinances. 

• 30-year amortization. 

• Rates: 30 year fixed, 5/6 ARM and 7/6 ARM. 

Qualifying factors: 

• Minimum Credit: as low as 700 

• Income: Debt Service Coverage Ratio (DSCR): 

• DSCR = Gross Monthly Rent / Monthly PITIA (principle, interest, taxes, insurance and HOA’s 

• Minimum property value or purchase price: $400,000.00