Structured with long-term growth in mind
Loan Programs for Real Estate Investor
Each loan program below is offered with clear guidance and applied based on deal structure, exit strategy, and portfolio goals
Funded for Real Estate Investors
Financing That Fits How Investors Grow
Traditional lending treats every borrower the same. Our programs are vetted, investor-centric, and structured to support repeat acquisitions, strategic refinances, and portfolio expansion.
We evaluate options not just for approval, but for fit, long-term impact, and scalability, so your capital strategy stays predictable and aligned with your goals.
Loan Programs Designed for Real Estate Investors
DSCR Loans - Purchase - Refinance
Long-term financing for income-producing rental properties, structured around property cash flow rather than personal income. Ideal for investors scaling rental portfolios across long-term or short-term rental strategies.
Program Details
Eligible for single-family properties up to 4 units
Supports both long-term and short-term rentals
Loan-to-Value (LTV) up to 80% on purchases and rate-and-term refinances
Loan-to-Value (LTV) up to 75% on cash-out refinances
Minimum credit score: 660
Minimum DSCR: 1.0
Minimum property value: $150,000
FIX & FLIP (Hard Money Loans)
Short-term financing designed for acquisition and renovation projects where speed, flexibility, and a clear exit strategy are required.
Program Details
Program Details
12-month interest-only term
Up to 90% Loan-to-Cost (LTC)
Up to 100% of rehab costs financed
Maximum 75% ARLTV
No prior fix-and-flip experience required
Minimum credit score: 600
Minimum loan amount: $100,000
Ground-Up Constructions (Hard Money Loans)
Financing for new construction and build-to-rent projects, supporting investors developing properties from the ground up.
Program Details
Available for 1-4 unit properties
Up to 85% LTC and 70% LTARV
Designed for ground-up and build-to-rent strategies
Minimum credit score: 660
Minimum loan amount: $150,000
Multifamily Loans
Financing solutions for multifamily properties, structured around property income and long-term performance.
Program Details
Eligible property types: 5-8 unit multifamily
Maximum LTV up to 75% on purchases and rate-and-term refinances
Maximum LTV up to 70% on cash-out refinances
30-year amortization options available
Rate structures include 30-year fixed, 5/6 ARM, and 7/6 ARM
Qualifying Factors
Minimum credit score: as low as 700
Income qualification based on Debt Service Coverage Ratio (DSCR = Gross Monthly Rent ÷ Monthly PITIA)
Minimum property value or price: $400,000
Match Your Capital Strategy to the Right Loan
Not every program fits every deal. That's why our strategy calls focus first on what you're trying to accomplish, then on which structure supports it.
This reinforces your philosophy:
Strategy before execution.
Ready to Take a More Strategic Approach to Capital?
If you’re an experienced real estate investor seeking clarity before committing time, credit, or capital, the next step is a focused strategy conversation.
Investor Mortgage Solutions
Your trusted partner in investor-centric financing for experienced real estate investors, whether you’re flipping, scaling, or refinancing.
